Apart from his family, Richard uses his spare time to indulge an almost unhealthy obsession with Manchester City Football Club, throw himself down mountainsides with planks strapped to his legs in a practice sometimes referred to as skiing, and hit a stupidly small ball around areas of parkland looking for eighteen holes which someone has been kind to mark with a flag. Co-author of '7 Secrets of Money - The Insider's Guide to Personal Investment Success', it is rumoured he likes the idea that: 'If Carlsberg made Wealth Managers they'd be like Richard'.